Water Damage Claims

Every year, hundreds of thousands of water damage claims are made in the country, making it one of the most common types of property insurance claims. There are various causes of water damage, but the majority of them happen due to faulty plumbing (such as burst pipes), appliances that leak or water faucets that were left running.

Water damage can create health hazards and other dangers in any home or business that is affected by it. Because of this, rapid action needs to be taken if it happens. If water gets into a place where it’s not supposed to be, damages can happen in just a few minutes. Moisture can cause stains on walls, floors and ceilings. This moisture can then lead to the growth and proliferation of mold, thus resulting in even more damage to the property.

Because of the need to take urgent action, it might be necessary to begin cleaning up and restoring your property before you even get the chance to file a water damage insurance claim. You may opt to perform the clean up tasks yourself, or hire a water damage expert if the damage is more extensive. But whatever you do, you should first document the damage before you start. In order to pay out your claim, insurance companies will need to see evidence of the damage caused by water.

Policyholders are responsible for giving their insurance company all the necessary information and evidence to back up their claim of water damage. If you are unfamiliar with how insurance claims work, or if this is the first time you have had to file a water damage claim, you could miss some very important details when you collect evidence of damages. This could then result in problems with your claim.

One solution to prevent this would be to hire a public insurance adjuster. Property Damage Consultants are home damage adjusters with years of experience filing various insurance claims, including water damage claims. We can help you throughout the entire claims process by helping you gather the needed documentation that your insurer will require. This will help ensure that you will receive all the compensation that you are eligible for under your property insurance policy.


  • Please provide as much detail as necessary to explain the cause of loss or damage to your home.