Florida public adjuster licenseNovember 27, 2017
Actual Cash Value vs. Replacement Cost in Property Insurance claimsNovember 27, 2017
Discovering that you have any type of leak or water damage in your home can be devastating.
Regardless of how big or small, there can be underlying damage so it is best to make sure that you not only fix the problem but also make sure there is no hidden damage.
Following are our tips for dealing with water damage insurance claims – the right way:
- One of the very first things that you should do is stop the leak. You don’t want to cause any further damage so preventing any more water from coming in should be your first task.
- Once you have been able to stop the leak contact a public adjuster who will represent you in front of the insurance company. Most insurance companies require you to report your claim as soon as possible, one of our adjusters would be glad to help you with that.
(a public adjuster will represent you and stand up for your rights, instead of the insurance company’s adjuster who will always try to reduce your compensation)
- Remove any standing water by hiring a water restoration company to assist you in the “cleaning/drying” out process. This includes moving any of your furniture that has been damaged.
- TAKE PICTURES!!
After you have stopped what has caused the damage you should take pictures of EVERYTHING so that you have evidence for your claim. Including walls, floors, damaged furniture and anything that has broken or fallen apart.
- Last, but certainly not least: DO NOT, I repeat DO NOT throw anything in the garbage. Not even pieces that have fallen apart.
Sometimes the insurance company may ask for certain pieces that may have broken off or fallen apart, so make sure to keep it.
Good luck!Once you have followed these steps allow Property Damage Consultants to handle the rest for you!
And.. if you think tyou need help with your insurance claim – be sure to contact us and we’d be happy to handle the rest for you!
With 29 years of Adjusting experience, Craig Drillich established Property Damage Consultants in 2002. After working on behalf of the insurance companies for twelve years and tired of seeing the injustice being done to the property owners, Craig Drillich, President of the Board of Directors of the Florida Association of Public Insurance Adjusters (FAPIA), became a consumer advocate as an all lines licensed Public Adjuster and Appraiser.